/* ═══════════════════════════════════════════
   SRYL NEXUS CONSULTING
   Premium Navy + Gold Theme
   ═══════════════════════════════════════════ */

:root {
  --navy: #1A2744;
  --navy-deep: #0D1626;
  --gold: #B8973A;
  --gold-light: #D4AF54;
  --white: #ffffff;
  --off-white: #F7F5F0;
  --slate: #5A6B8A;
  --green: #22c55e;
  --shadow-sm: 0 2px 12px rgba(0,0,0,0.06);
  --shadow-md: 0 8px 30px rgba(0,0,0,0.08);
  --shadow-lg: 0 16px 48px rgba(0,0,0,0.12);
}

*, *::before, *::after { margin:0; padding:0; box-sizing:border-box; }
html { scroll-behavior:smooth; -webkit-font-smoothing:antialiased; }
body { font-family:'Inter',system-ui,-apple-system,sans-serif; color:var(--navy); background:var(--white); line-height:1.6; }
.container { max-width:1180px; margin:0 auto; padding:0 28px; }
img { max-width:100%; height:auto; }

/* ═══ ANIMATIONS ═══ */
@keyframes fadeInUp {
  from { opacity:0; transform:translateY(24px); }
  to { opacity:1; transform:translateY(0); }
}
@keyframes pulse { 0%,100%{opacity:1} 50%{opacity:0.35} }
@keyframes float { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-6px)} }

.animate-in { animation: fadeInUp 0.6s ease both; }

/* ═══ NAV ═══ */
nav {
  position:fixed; top:0; left:0; right:0; z-index:1000;
  background:rgba(13,22,38,0.97); backdrop-filter:blur(18px); -webkit-backdrop-filter:blur(18px);
  border-bottom:1px solid rgba(184,151,58,0.15);
  height:auto; min-height:80px; display:flex; align-items:center; padding:8px 0; overflow:visible;
  transition: background 0.3s, box-shadow 0.3s;
}
nav.scrolled { box-shadow:0 4px 24px rgba(0,0,0,0.3); }
.nav-inner {
  max-width:1180px; margin:0 auto; padding:0 28px;
  display:flex; align-items:center; justify-content:space-between; width:100%;
}
.logo-link { display:flex; align-items:center; gap:10px; text-decoration:none; }
.logo-mark {
  width:42px; height:42px; background:linear-gradient(135deg,var(--gold),#8b6914);
  border-radius:10px; display:flex; align-items:center; justify-content:center;
  font-family:'Playfair Display',serif; font-size:0.82rem; font-weight:800; color:white;
  letter-spacing:1px;
}
.logo-text { font-family:'Playfair Display',serif; font-size:1.3rem; font-weight:800; color:white; }
.logo-text span { color:var(--gold); }
.nav-logo { 
  height:72px; width:auto; display:block; 
  object-fit:contain;
}
.footer-logo { 
  height:60px; width:auto; display:block; margin-bottom:14px; 
  object-fit:contain;
}
.nav-links { display:flex; gap:28px; }
.nav-links a {
  color:rgba(255,255,255,0.75); text-decoration:none;
  font-size:0.88rem; font-weight:500; letter-spacing:0.3px;
  transition:color 0.25s; position:relative; padding-bottom:2px;
}
.nav-links a::after {
  content:''; position:absolute; bottom:-2px; left:0; width:0;
  height:2px; background:var(--gold); transition:width 0.3s;
}
.nav-links a:hover, .nav-links a.active { color:var(--gold); }
.nav-links a:hover::after, .nav-links a.active::after { width:100%; }
.btn-nav {
  background:var(--gold); color:var(--navy-deep);
  padding:10px 22px; border-radius:6px; font-weight:700;
  font-size:0.84rem; text-decoration:none; transition:all 0.25s;
  white-space:nowrap; letter-spacing:0.3px;
}
.btn-nav:hover { background:var(--gold-light); transform:translateY(-1px); box-shadow:0 6px 20px rgba(184,151,58,0.3); }

/* Hamburger */
.nav-toggle {
  display:none; background:none; border:none; cursor:pointer;
  width:30px; height:24px; position:relative; padding:0;
}
.nav-toggle span {
  display:block; width:100%; height:2px; background:white;
  border-radius:2px; transition:all 0.3s; position:absolute; left:0;
}
.nav-toggle span:nth-child(1) { top:0; }
.nav-toggle span:nth-child(2) { top:50%; transform:translateY(-50%); }
.nav-toggle span:nth-child(3) { bottom:0; }
nav.open .nav-toggle span:nth-child(1) { top:50%; transform:translateY(-50%) rotate(45deg); }
nav.open .nav-toggle span:nth-child(2) { opacity:0; }
nav.open .nav-toggle span:nth-child(3) { bottom:50%; transform:translateY(50%) rotate(-45deg); }

/* ═══ BUTTONS ═══ */
.btn-primary {
  display:inline-flex; align-items:center; gap:8px;
  background:var(--gold); color:var(--navy-deep);
  padding:15px 30px; border-radius:8px; font-weight:700;
  font-size:0.95rem; text-decoration:none; transition:all 0.3s;
  border:none; cursor:pointer; letter-spacing:0.3px;
}
.btn-primary:hover { background:var(--gold-light); transform:translateY(-2px); box-shadow:0 12px 32px rgba(184,151,58,0.35); }
.btn-outline {
  display:inline-flex; align-items:center; gap:8px;
  background:transparent; color:var(--gold); border:2px solid var(--gold);
  padding:13px 28px; border-radius:8px; font-weight:700;
  font-size:0.95rem; text-decoration:none; transition:all 0.3s;
}
.btn-outline:hover { background:var(--gold); color:var(--navy-deep); }
.btn-wa {
  display:inline-flex; align-items:center; gap:8px;
  background:#25D366; color:white;
  padding:13px 28px; border-radius:8px; font-weight:700;
  font-size:0.95rem; text-decoration:none; transition:all 0.3s;
}
.btn-wa:hover { background:#1ebe5a; transform:translateY(-2px); box-shadow:0 8px 24px rgba(37,211,102,0.35); }

/* ═══ SECTIONS ═══ */
.section { padding:96px 0; }
.section-label {
  font-size:0.72rem; font-weight:700; letter-spacing:3.5px;
  color:var(--gold); text-transform:uppercase; display:block; margin-bottom:14px;
}
.section-title {
  font-family:'Playfair Display',serif;
  font-size:clamp(1.9rem,3.5vw,2.9rem);
  color:var(--navy); line-height:1.18; margin-bottom:18px;
}
.section-title.light { color:white; }
.section-desc {
  font-size:1.05rem; color:var(--slate); line-height:1.75; max-width:580px;
}

/* ═══ PAGE HERO ═══ */
.page-hero {
  padding:148px 0 80px; background:var(--navy-deep); position:relative; overflow:hidden;
}
.page-hero::before {
  content:''; position:absolute; inset:0;
  background:radial-gradient(ellipse at 75% 40%, rgba(184,151,58,0.1) 0%, transparent 60%);
}
.page-hero-badge {
  display:inline-block; background:rgba(184,151,58,0.12);
  border:1px solid rgba(184,151,58,0.3); color:var(--gold);
  padding:7px 18px; border-radius:40px; font-size:0.72rem;
  font-weight:700; letter-spacing:3px; text-transform:uppercase; margin-bottom:22px;
  position:relative;
}
.page-hero h1 {
  font-family:'Playfair Display',serif;
  font-size:clamp(2.2rem,4.5vw,3.8rem);
  color:white; line-height:1.12; margin-bottom:18px; position:relative;
}
.page-hero p { font-size:1.1rem; color:rgba(255,255,255,0.62); max-width:580px; line-height:1.72; position:relative; }

/* ═══ HERO (HOME) ═══ */
.hero {
  min-height:100vh; background:var(--navy-deep); display:flex;
  flex-direction:column; position:relative; overflow:hidden;
}
.hero::before {
  content:''; position:absolute; inset:0;
  background:radial-gradient(ellipse at 80% 50%, rgba(184,151,58,0.09) 0%, transparent 55%),
    radial-gradient(ellipse at 20% 80%, rgba(26,39,68,0.8) 0%, transparent 50%);
}
.hero-main {
  flex:1; display:grid; grid-template-columns:1fr 480px;
  gap:60px; align-items:center; padding:120px 28px 60px;
  max-width:1180px; margin:0 auto; width:100%; position:relative;
}
.hero-badge {
  display:inline-flex; align-items:center; gap:8px;
  background:rgba(184,151,58,0.12); border:1px solid rgba(184,151,58,0.25);
  color:var(--gold); padding:8px 18px; border-radius:40px;
  font-size:0.72rem; font-weight:700; letter-spacing:3px; text-transform:uppercase;
  margin-bottom:24px;
}
.badge-dot { width:7px; height:7px; background:var(--gold); border-radius:50%; animation:pulse 2s infinite; }
.hero h1 {
  font-family:'Playfair Display',serif;
  font-size:clamp(2.6rem,5.5vw,4.2rem);
  color:white; line-height:1.08; margin-bottom:14px; letter-spacing:-0.5px;
}
.hero h1 em { font-style:normal; color:var(--gold); }
.hero-h2 {
  font-family:'Playfair Display',serif; font-size:1.2rem;
  color:rgba(255,255,255,0.68); font-weight:400; font-style:italic;
  margin-bottom:24px;
}
.hero-desc {
  font-size:1.08rem; color:rgba(255,255,255,0.6);
  line-height:1.75; margin-bottom:36px; max-width:520px;
}
.hero-desc strong { color:var(--gold); }
.hero-actions { display:flex; gap:14px; flex-wrap:wrap; margin-bottom:48px; }
.hero-stats { display:flex; gap:40px; }
.hero-stat-num { font-family:'Playfair Display',serif; font-size:1.9rem; font-weight:800; color:var(--gold); }
.hero-stat-label { color:rgba(255,255,255,0.5); font-size:0.78rem; margin-top:3px; }

/* ═══ FORM CARD ═══ */
.form-card {
  background:rgba(255,255,255,0.04); border:1px solid rgba(184,151,58,0.2);
  border-radius:20px; padding:36px; backdrop-filter:blur(12px); -webkit-backdrop-filter:blur(12px);
}
.form-card-title { font-family:'Playfair Display',serif; font-size:1.35rem; color:white; margin-bottom:5px; }
.form-card-sub { color:rgba(255,255,255,0.5); font-size:0.83rem; margin-bottom:24px; }
.form-card-sub a { color:var(--gold); text-decoration:none; }
.form-step { display:none; }
.form-step.active { display:block; animation:fadeInUp 0.4s ease; }
.step-indicator { display:flex; gap:6px; margin-bottom:22px; }
.step-dot { height:3px; flex:1; background:rgba(255,255,255,0.1); border-radius:4px; transition:background 0.4s; }
.step-dot.done { background:var(--gold); }

/* Form inputs (dark bg) */
.form-group { margin-bottom:16px; }
.form-label {
  display:block; font-size:0.72rem; font-weight:700;
  letter-spacing:1.5px; text-transform:uppercase; color:rgba(255,255,255,0.55); margin-bottom:7px;
}
.form-input, .form-select, .form-textarea {
  width:100%; padding:12px 16px; border:1.5px solid rgba(255,255,255,0.1);
  border-radius:9px; font-size:0.92rem; font-family:'Inter',sans-serif;
  color:white; background:rgba(255,255,255,0.06); transition:all 0.25s; outline:none;
}
.form-input::placeholder, .form-textarea::placeholder { color:rgba(255,255,255,0.28); }
.form-select option { background:#1A2744; color:white; }
.form-input:focus, .form-select:focus, .form-textarea:focus {
  border-color:var(--gold); background:rgba(255,255,255,0.09); box-shadow:0 0 0 3px rgba(184,151,58,0.1);
}
.form-textarea { height:80px; resize:vertical; }
.radio-group { display:flex; flex-direction:column; gap:8px; margin-top:4px; }
.radio-opt {
  display:flex; align-items:center; gap:10px; cursor:pointer;
  color:rgba(255,255,255,0.72); font-size:0.86rem; padding:9px 12px;
  border:1.5px solid rgba(255,255,255,0.08); border-radius:8px; transition:all 0.2s;
}
.radio-opt:hover { border-color:rgba(184,151,58,0.35); background:rgba(184,151,58,0.04); }
.radio-opt input[type=radio] { accent-color:var(--gold); width:16px; height:16px; cursor:pointer; }
.radio-opt.selected { border-color:var(--gold); background:rgba(184,151,58,0.08); color:var(--gold); }

.submit-btn {
  width:100%; padding:15px; background:var(--gold); color:var(--navy-deep);
  border:none; border-radius:9px; font-weight:800; font-size:1rem;
  cursor:pointer; transition:all 0.3s; font-family:'Inter',sans-serif; letter-spacing:0.3px;
}
.submit-btn:hover { background:var(--gold-light); transform:translateY(-1px); box-shadow:0 8px 24px rgba(184,151,58,0.3); }
.next-btn {
  width:100%; padding:13px; background:rgba(184,151,58,0.12);
  border:1.5px solid var(--gold); color:var(--gold);
  border-radius:9px; font-weight:700; font-size:0.92rem;
  cursor:pointer; transition:all 0.3s; font-family:'Inter',sans-serif;
}
.next-btn:hover { background:var(--gold); color:var(--navy-deep); }
.form-note { color:rgba(255,255,255,0.35); font-size:0.74rem; text-align:center; margin-top:10px; }

/* Form inputs (light bg — contact page) */
.form-label-light { display:block; font-size:0.72rem; font-weight:700; letter-spacing:1.5px; text-transform:uppercase; color:var(--navy); margin-bottom:7px; }
.form-input-light, .form-select-light, .form-textarea-light {
  width:100%; padding:13px 16px; border:1.5px solid rgba(0,0,0,0.12);
  border-radius:9px; font-size:0.92rem; font-family:'Inter',sans-serif;
  color:var(--navy); background:white; transition:all 0.25s; outline:none;
}
.form-input-light::placeholder, .form-textarea-light::placeholder { color:rgba(0,0,0,0.35); }
.form-input-light:focus, .form-select-light:focus, .form-textarea-light:focus {
  border-color:var(--gold); box-shadow:0 0 0 3px rgba(184,151,58,0.12);
}
.form-textarea-light { height:100px; resize:vertical; }
.form-select-light { color:var(--navy); }

/* ═══ TRUST BAR ═══ */
.trust-bar {
  background:rgba(184,151,58,0.07); border-top:1px solid rgba(184,151,58,0.15);
  border-bottom:1px solid rgba(184,151,58,0.15);
  padding:10px 20px; display:flex; align-items:center;
  justify-content:center; gap:24px; flex-wrap:nowrap; position:relative;
  overflow-x:auto; white-space:nowrap;
}
.trust-item {
  display:flex; align-items:center; gap:8px;
  color:rgba(255,255,255,0.68); font-size:0.76rem; font-weight:600; letter-spacing:0.4px;
}
.trust-dot { width:6px; height:6px; background:var(--gold); border-radius:50%; }

/* ═══ STATS BAR ═══ */
.stats-bar { display:grid; grid-template-columns:repeat(5,1fr); background:var(--navy-deep); padding:44px 0; }
.stats-bar-item { text-align:center; padding:0 20px; border-right:1px solid rgba(255,255,255,0.07); }
.stats-bar-item:last-child { border-right:none; }
.stat-big { font-family:'Playfair Display',serif; font-size:2.3rem; font-weight:800; color:var(--gold); }
.stat-label { color:rgba(255,255,255,0.5); font-size:0.78rem; margin-top:5px; }

/* ═══ CARDS ═══ */
.card {
  background:white; border:1px solid rgba(0,0,0,0.07);
  border-radius:16px; padding:34px; box-shadow:var(--shadow-sm); transition:all 0.35s;
}
.card:hover { transform:translateY(-4px); box-shadow:var(--shadow-lg); border-color:rgba(184,151,58,0.3); }

/* ═══ SERVICES GRID ═══ */
.services-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:20px; margin-top:52px; }
.service-card {
  background:white; border:1px solid rgba(0,0,0,0.07); border-radius:14px;
  padding:28px 22px; text-align:center; transition:all 0.35s; text-decoration:none; display:block;
}
.service-card:hover { transform:translateY(-6px); box-shadow:var(--shadow-lg); border-color:rgba(184,151,58,0.35); }
.service-card--highlight { border:2px solid rgba(184,151,58,0.4); background:linear-gradient(135deg,#fffdf5 0%,#fff9e8 100%); }
.service-card--highlight:hover { border-color:var(--gold); }
.service-icon { font-size:2.4rem; margin-bottom:14px; display:block; }
.service-card h3 { font-size:0.96rem; font-weight:700; color:var(--navy); margin-bottom:8px; }
.service-card p { font-size:0.82rem; color:var(--slate); line-height:1.55; }

/* ═══ PROCESS GRID ═══ */
.process-grid { display:grid; grid-template-columns:repeat(auto-fit,minmax(220px,1fr)); gap:24px; margin-top:52px; }
.process-step {
  text-align:center; padding:36px 24px; background:white;
  border:1px solid rgba(0,0,0,0.07); border-radius:16px; position:relative;
  transition:all 0.35s;
}
.process-step:hover { transform:translateY(-4px); box-shadow:var(--shadow-md); }
.process-num {
  width:56px; height:56px; background:var(--navy-deep); border-radius:50%;
  display:flex; align-items:center; justify-content:center; margin:0 auto 20px;
  font-family:'Playfair Display',serif; font-size:1.3rem; font-weight:800; color:var(--gold);
  border:2px solid rgba(184,151,58,0.2);
}
.process-step h3 { font-size:1rem; font-weight:700; color:var(--navy); margin-bottom:8px; }
.process-step p { font-size:0.85rem; color:var(--slate); line-height:1.6; }

/* ═══ CASE STUDIES ═══ */
.cases-grid { display:grid; grid-template-columns:repeat(2,1fr); gap:28px; margin-top:52px; }
.case-card {
  background:rgba(255,255,255,0.03); border:1px solid rgba(184,151,58,0.12);
  border-radius:18px; padding:36px; position:relative; overflow:hidden; transition:all 0.35s;
}
.case-card:hover { border-color:rgba(184,151,58,0.35); transform:translateY(-3px); }
.case-card::before {
  content:'\201C'; position:absolute; top:-10px; left:18px;
  font-family:'Playfair Display',serif; font-size:7rem;
  color:rgba(184,151,58,0.06); line-height:1;
}
.case-lender {
  display:inline-block; background:rgba(184,151,58,0.12);
  border:1px solid rgba(184,151,58,0.25); color:var(--gold);
  padding:5px 12px; border-radius:6px; font-size:0.7rem; font-weight:700;
  letter-spacing:1.5px; text-transform:uppercase; margin-bottom:16px;
}
.case-resolved {
  display:inline-block; background:rgba(34,197,94,0.12); color:var(--green);
  padding:5px 12px; border-radius:6px; font-size:0.7rem; font-weight:700; margin-left:8px;
}
.case-card h4 {
  font-family:'Playfair Display',serif; font-size:1.12rem;
  color:white; margin-bottom:12px; line-height:1.3;
}
.case-card p { color:rgba(255,255,255,0.55); font-size:0.86rem; line-height:1.65; margin-bottom:20px; }
.case-tags { display:flex; gap:7px; flex-wrap:wrap; }
.case-tag {
  background:rgba(184,151,58,0.08); border:1px solid rgba(184,151,58,0.2);
  color:var(--gold); padding:3px 10px; border-radius:20px; font-size:0.7rem; font-weight:600;
}

/* ═══ BANKS ═══ */
.banks-grid { display:flex; flex-wrap:wrap; gap:10px; margin-top:36px; }
.bank-chip {
  background:rgba(255,255,255,0.06); border:1px solid rgba(255,255,255,0.1);
  color:rgba(255,255,255,0.6); padding:8px 16px; border-radius:8px;
  font-size:0.82rem; font-weight:600; transition:all 0.25s;
}
.bank-chip:hover { background:rgba(184,151,58,0.12); border-color:rgba(184,151,58,0.3); color:var(--gold); }

/* ═══ TESTIMONIALS ═══ */
.testi-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:24px; margin-top:48px; }
.testi-card {
  background:white; border:1px solid rgba(0,0,0,0.07); border-radius:16px;
  padding:30px; box-shadow:var(--shadow-sm); transition:all 0.35s;
}
.testi-card:hover { box-shadow:var(--shadow-md); transform:translateY(-2px); }
.testi-stars { color:var(--gold); font-size:0.88rem; margin-bottom:14px; letter-spacing:2px; }
.testi-text { color:#374151; font-size:0.9rem; line-height:1.7; margin-bottom:20px; font-style:italic; }
.testi-author { display:flex; align-items:center; gap:12px; }
.testi-avatar {
  width:42px; height:42px; background:var(--navy-deep); border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  color:var(--gold); font-weight:700; font-size:0.82rem;
}
.testi-name { font-weight:700; color:var(--navy); font-size:0.88rem; }
.testi-meta { color:var(--slate); font-size:0.78rem; }

/* ═══ FAQ ═══ */
.faq-item {
  background:white; border:1px solid rgba(0,0,0,0.07); border-radius:12px;
  margin-bottom:12px; overflow:hidden; transition:all 0.3s;
}
.faq-item:hover { border-color:rgba(184,151,58,0.2); }
.faq-q {
  padding:20px 24px; font-weight:600; font-size:0.95rem; color:var(--navy);
  cursor:pointer; display:flex; justify-content:space-between; align-items:center;
  transition:background 0.2s; gap:16px;
}
.faq-q:hover { background:rgba(184,151,58,0.03); }
.faq-arrow {
  width:24px; height:24px; border-radius:50%; background:rgba(184,151,58,0.1);
  display:flex; align-items:center; justify-content:center; flex-shrink:0;
  color:var(--gold); font-size:1.1rem; transition:transform 0.3s;
}
.faq-item.open .faq-arrow { transform:rotate(45deg); }
.faq-a {
  max-height:0; overflow:hidden; transition:max-height 0.4s ease, padding 0.3s;
  padding:0 24px; color:var(--slate); font-size:0.9rem; line-height:1.75;
}
.faq-item.open .faq-a { max-height:400px; padding:0 24px 24px; }

/* ═══ BLOG ═══ */
.blog-grid { display:grid; grid-template-columns:repeat(auto-fit,minmax(300px,1fr)); gap:24px; margin-top:48px; }
.blog-card { background:white; border:1px solid rgba(0,0,0,0.07); border-radius:16px; overflow:hidden; text-decoration:none; transition:all 0.35s; display:block; }
.blog-card:hover { transform:translateY(-5px); box-shadow:var(--shadow-lg); }
.blog-card-img {
  height:160px; background:var(--navy-deep); display:flex;
  align-items:center; justify-content:center; position:relative;
}
.blog-card-img::before {
  content:''; position:absolute; inset:0;
  background:radial-gradient(ellipse at center, rgba(184,151,58,0.12) 0%, transparent 70%);
}
.blog-card-img span { position:relative; font-size:3.5rem; }
.blog-card-body { padding:24px; }
.blog-tag {
  display:inline-block; background:rgba(184,151,58,0.1); border:1px solid rgba(184,151,58,0.2);
  color:var(--gold); padding:4px 12px; border-radius:20px;
  font-size:0.68rem; font-weight:700; letter-spacing:1.5px; text-transform:uppercase; margin-bottom:10px;
}
.blog-card-title { font-family:'Playfair Display',serif; font-size:1.08rem; color:var(--navy); line-height:1.35; margin-bottom:8px; }
.blog-card-excerpt { color:var(--slate); font-size:0.86rem; line-height:1.6; margin-bottom:16px; }
.blog-card-meta { display:flex; justify-content:space-between; font-size:0.78rem; color:var(--slate); padding-top:12px; border-top:1px solid rgba(0,0,0,0.05); }
.read-more { color:var(--gold); font-weight:700; }

/* ═══ CTA SECTION ═══ */
.cta-section {
  background:linear-gradient(135deg, var(--navy-deep) 0%, #1a2f50 100%);
  padding:96px 0; text-align:center; position:relative; overflow:hidden;
}
.cta-section::before {
  content:''; position:absolute; inset:0;
  background:radial-gradient(ellipse at 50% 50%, rgba(184,151,58,0.1) 0%, transparent 60%);
}

/* ═══ ABOUT PAGE ═══ */
.about-story { display:grid; grid-template-columns:1fr 1fr; gap:80px; align-items:center; padding:100px 0; }
.story-visual { background:var(--navy-deep); border-radius:24px; padding:48px; position:relative; overflow:hidden; }
.story-visual::before { content:''; position:absolute; top:0; right:0; width:200px; height:200px; background:radial-gradient(circle, rgba(184,151,58,0.15) 0%, transparent 70%); }
.stat-grid { display:grid; grid-template-columns:1fr 1fr; gap:20px; position:relative; }
.stat-item { background:rgba(255,255,255,0.05); border-radius:14px; padding:24px; text-align:center; border:1px solid rgba(184,151,58,0.12); transition:all 0.3s; }
.stat-item:hover { border-color:rgba(184,151,58,0.35); }
.stat-num { font-family:'Playfair Display',serif; font-size:1.9rem; font-weight:800; color:var(--gold); }
.stat-label-sm { color:rgba(255,255,255,0.5); font-size:0.78rem; margin-top:5px; }
.team-grid { display:grid; grid-template-columns:repeat(auto-fit,minmax(320px,1fr)); gap:36px; margin-top:56px; }
.team-card { background:var(--navy-deep); border:1px solid rgba(184,151,58,0.18); border-radius:20px; padding:40px; text-align:center; transition:all 0.35s; }
.team-card:hover { border-color:rgba(184,151,58,0.4); transform:translateY(-3px); }
.avatar { width:100px; height:100px; background:linear-gradient(135deg,var(--gold),#8b6914); border-radius:50%; display:flex; align-items:center; justify-content:center; margin:0 auto 24px; font-size:2.2rem; font-weight:800; color:white; font-family:'Playfair Display',serif; }

/* ═══ TRUST GRID (homepage - 6 cards, 3 per row) ═══ */
.trust-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:24px; margin-top:48px; }
.trust-card { background:white; border:1px solid rgba(0,0,0,0.07); border-radius:16px; padding:32px; transition:all 0.35s; }
.trust-card:hover { transform:translateY(-4px); box-shadow:var(--shadow-md); border-color:rgba(184,151,58,0.2); }
.trust-icon { font-size:2rem; margin-bottom:16px; display:block; }
.trust-card h3 { font-size:1.05rem; font-weight:700; color:var(--navy); margin-bottom:10px; }
.trust-card p { color:var(--slate); font-size:0.9rem; line-height:1.65; }

.values-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:20px; margin-top:48px; }
.value-card { background:white; border:1px solid rgba(0,0,0,0.07); border-radius:16px; padding:32px; transition:all 0.35s; }
.value-card:hover { transform:translateY(-3px); box-shadow:var(--shadow-md); border-color:rgba(184,151,58,0.2); }
.value-icon { font-size:2rem; margin-bottom:16px; }
.value-card h3 { font-size:1.05rem; font-weight:700; color:var(--navy); margin-bottom:10px; }
.value-card p { color:var(--slate); font-size:0.9rem; line-height:1.65; }
.banks-strip { display:flex; flex-wrap:wrap; gap:10px; margin-top:28px; position:relative; }
.bank-tag { background:rgba(255,255,255,0.07); border:1px solid rgba(255,255,255,0.1); color:rgba(255,255,255,0.65); padding:7px 14px; border-radius:8px; font-size:0.8rem; font-weight:600; }

/* ═══ SERVICES DETAIL ═══ */
.service-detail {
  background:white; border:1px solid rgba(0,0,0,0.07); border-radius:20px;
  padding:48px; margin-bottom:36px; transition:all 0.35s; scroll-margin-top:100px;
}
.service-detail:hover { box-shadow:var(--shadow-md); }
.service-detail-icon { font-size:2.8rem; margin-bottom:20px; display:block; }
.service-detail h2 {
  font-family:'Playfair Display',serif; font-size:1.75rem;
  color:var(--navy); margin-bottom:16px; line-height:1.25;
}
.service-detail p { color:var(--slate); font-size:1rem; line-height:1.78; margin-bottom:16px; }
.service-detail ul { padding-left:20px; margin-bottom:24px; }
.service-detail li { color:var(--slate); font-size:0.95rem; line-height:1.78; margin-bottom:6px; }

/* ═══ ARTICLE (BLOG) ═══ */
.article-wrap { max-width:780px; margin:0 auto; padding:120px 24px 80px; }
.article-meta { display:flex; gap:16px; align-items:center; margin-bottom:40px; flex-wrap:wrap; }
.article-tag { background:rgba(184,151,58,0.12); border:1px solid rgba(184,151,58,0.3); color:var(--gold); padding:6px 16px; border-radius:40px; font-size:0.72rem; font-weight:700; letter-spacing:2px; text-transform:uppercase; }
.article-date { color:var(--slate); font-size:0.85rem; }
.article-hero h1 { font-family:'Playfair Display',serif; font-size:clamp(2rem,4vw,3rem); color:var(--navy); line-height:1.2; margin-bottom:24px; }
.article-hero .lead { font-size:1.15rem; color:var(--slate); line-height:1.75; margin-bottom:48px; padding-bottom:48px; border-bottom:2px solid var(--off-white); }
.article-body h2 { font-family:'Playfair Display',serif; font-size:1.7rem; color:var(--navy); margin:48px 0 20px; }
.article-body h3 { font-size:1.15rem; font-weight:700; color:var(--navy); margin:32px 0 14px; }
.article-body p { font-size:1.02rem; color:#374151; line-height:1.82; margin-bottom:20px; }
.article-body ul, .article-body ol { padding-left:24px; margin-bottom:20px; }
.article-body li { font-size:1.02rem; color:#374151; line-height:1.82; margin-bottom:8px; }
.highlight-box { background:var(--off-white); border-left:4px solid var(--gold); border-radius:0 12px 12px 0; padding:24px 28px; margin:32px 0; }
.highlight-box p { margin:0; font-weight:500; color:var(--navy); font-size:1rem; line-height:1.7; }
.cta-box { background:var(--navy-deep); border-radius:18px; padding:52px; text-align:center; margin:60px 0; }
.breadcrumb { font-size:0.85rem; color:var(--slate); margin-bottom:24px; }
.breadcrumb a { color:var(--gold); text-decoration:none; }
.breadcrumb a:hover { text-decoration:underline; }
.related-posts { display:grid; grid-template-columns:repeat(auto-fit,minmax(260px,1fr)); gap:20px; margin:60px 0 0; }
.related-card { background:var(--off-white); border-radius:14px; padding:24px; text-decoration:none; transition:all 0.3s; border:1px solid transparent; }
.related-card:hover { border-color:var(--gold); transform:translateY(-2px); box-shadow:var(--shadow-sm); }
.related-card span { color:var(--gold); font-size:0.72rem; font-weight:700; letter-spacing:2px; text-transform:uppercase; }
.related-card h4 { color:var(--navy); font-size:0.98rem; margin-top:8px; line-height:1.4; }

/* ═══ CONTACT ═══ */
.contact-grid { display:grid; grid-template-columns:1fr 1fr; gap:60px; align-items:start; }
.contact-info-card {
  background:var(--navy-deep); border:1px solid rgba(184,151,58,0.18);
  border-radius:20px; padding:40px;
}
.contact-info-item { margin-bottom:28px; }
.contact-info-item:last-child { margin-bottom:0; }
.contact-info-item h4 { color:var(--gold); font-size:0.72rem; font-weight:700; letter-spacing:2px; text-transform:uppercase; margin-bottom:8px; }
.contact-info-item p, .contact-info-item a { color:rgba(255,255,255,0.65); font-size:0.9rem; line-height:1.6; text-decoration:none; display:block; }
.contact-info-item a:hover { color:var(--gold); }

/* ═══ FOOTER ═══ */
footer {
  background:var(--navy-deep); padding:72px 0 36px;
  border-top:1px solid rgba(184,151,58,0.12);
}
.footer-grid { display:grid; grid-template-columns:2fr 1fr 1fr 1fr; gap:48px; margin-bottom:48px; }
.footer-col h4 {
  color:var(--gold); font-size:0.7rem; font-weight:700;
  letter-spacing:2.5px; text-transform:uppercase; margin-bottom:18px;
}
.footer-col a, .footer-col p {
  display:block; color:rgba(255,255,255,0.5);
  text-decoration:none; font-size:0.86rem; margin-bottom:8px; line-height:1.55;
}
.footer-col a:hover { color:var(--gold); }
.footer-geo { border-top:1px solid rgba(255,255,255,0.05); padding-top:20px; margin-bottom:20px; }
.footer-geo p { color:rgba(255,255,255,0.22); font-size:0.7rem; line-height:1.8; }
.footer-geo strong { color:rgba(255,255,255,0.32); }
.footer-bottom { border-top:1px solid rgba(255,255,255,0.06); padding-top:24px; }
.footer-bottom p { color:rgba(255,255,255,0.28); font-size:0.78rem; line-height:1.7; }
.social-row { display:flex; gap:10px; margin-top:18px; }
.social-btn {
  width:40px; height:40px; background:rgba(255,255,255,0.08);
  border-radius:10px; display:flex; align-items:center; justify-content:center;
  color:rgba(255,255,255,0.6); text-decoration:none; font-size:0.75rem;
  font-weight:700; transition:all 0.25s;
}
.social-btn:hover { background:var(--gold); color:var(--navy-deep); }

/* ═══ WHATSAPP FLOAT ═══ */
.wa-float {
  position:fixed; bottom:24px; right:24px; z-index:9999;
  width:60px; height:60px; background:#25D366; border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  box-shadow:0 6px 24px rgba(37,211,102,0.45); text-decoration:none;
  transition:all 0.3s; animation:float 3s ease-in-out infinite;
}
.wa-float:hover { transform:scale(1.12); box-shadow:0 8px 32px rgba(37,211,102,0.55); animation:none; }
.wa-float svg { width:30px; height:30px; fill:white; }


/* ═══ TRUST BADGES (Hero) ═══ */
.hero-trust-badges {
  display:flex; gap:20px; flex-wrap:wrap; margin-top:20px;
  padding-top:20px; border-top:1px solid rgba(255,255,255,0.08);
}
.hero-trust-badge {
  display:flex; align-items:center; gap:6px;
  color:rgba(255,255,255,0.7); font-size:0.78rem; font-weight:600;
}
.hero-trust-badge svg { width:16px; height:16px; fill:var(--gold); flex-shrink:0; }

/* ═══ URGENCY BAR ═══ */
.urgency-bar {
  background:linear-gradient(90deg, #8b2020 0%, #b83a3a 100%);
  color:white; text-align:center; padding:7px 16px;
  font-size:0.76rem; font-weight:600; letter-spacing:0.2px;
  line-height:1.4;
}
.urgency-bar a { color:var(--gold-light); text-decoration:underline; margin-left:6px; font-weight:700; }

/* ═══ CASE STUDIES (compliant) ═══ */
.case-stats-grid {
  display:grid; grid-template-columns:repeat(3,1fr); gap:12px;
  background:rgba(255,255,255,0.04); border-radius:12px; padding:16px; margin-top:16px;
}
.case-stat { text-align:center; }
.case-stat-val { font-family:'Playfair Display',serif; font-size:1.2rem; font-weight:800; color:var(--gold); }
.case-stat-val.green { color:var(--green); }
.case-stat-lbl { font-size:0.68rem; color:rgba(255,255,255,0.45); margin-top:2px; }

/* ═══ DISCLAIMER ═══ */
.disclaimer {
  background:rgba(184,151,58,0.06); border:1px solid rgba(184,151,58,0.12);
  border-radius:10px; padding:16px 20px; margin-top:24px;
  font-size:0.78rem; color:var(--slate); line-height:1.65;
}
.disclaimer strong { color:var(--navy); }
.disclaimer-dark {
  background:rgba(255,255,255,0.03); border:1px solid rgba(255,255,255,0.08);
  border-radius:10px; padding:16px 20px; margin-top:24px;
  font-size:0.78rem; color:rgba(255,255,255,0.45); line-height:1.65;
}

/* ═══ SOCIAL ICONS (bigger) ═══ */
.social-row-lg { display:flex; gap:12px; margin-top:20px; }
.social-btn-lg {
  width:46px; height:46px; background:rgba(255,255,255,0.08);
  border-radius:12px; display:flex; align-items:center; justify-content:center;
  text-decoration:none; transition:all 0.25s; padding:10px;
}
.social-btn-lg svg { width:22px; height:22px; fill:rgba(255,255,255,0.7); transition:fill 0.25s; }
.social-btn-lg:hover { background:var(--gold); transform:translateY(-2px); }
.social-btn-lg:hover svg { fill:var(--navy-deep); }

/* ═══ GEO CITIES SECTION ═══ */
.geo-cities {
  display:flex; flex-wrap:wrap; gap:8px; justify-content:center; margin-top:32px;
}
.geo-city {
  background:rgba(255,255,255,0.06); border:1px solid rgba(255,255,255,0.1);
  color:rgba(255,255,255,0.6); padding:6px 14px; border-radius:8px;
  font-size:0.8rem; font-weight:500; transition:all 0.2s;
}
.geo-city:hover { border-color:rgba(184,151,58,0.3); color:var(--gold); }


/* ═══ RESPONSIVE ═══ */
@media (max-width:1024px) {
  .hero-main { grid-template-columns:1fr 420px; gap:40px; }
  .container { padding:0 20px; }
}

@media (max-width:900px) {
  /* Nav */
  .nav-links, .btn-nav { display:none !important; }
  .nav-toggle { display:block !important; }
  nav { height:80px; }
  .nav-logo { height:70px; }
  nav.open .nav-links {
    display:flex !important; flex-direction:column; position:absolute;
    top:80px; left:0; right:0; background:var(--navy-deep);
    padding:24px 28px; gap:16px; border-bottom:1px solid rgba(184,151,58,0.15);
    box-shadow:0 16px 40px rgba(0,0,0,0.4); z-index:999;
  }
  nav.open .btn-nav { display:block !important; margin:4px 0; text-align:center; }
  
  /* Hero */
  .hero { min-height:auto; }
  .hero-main { grid-template-columns:1fr; padding:20px 20px 40px; gap:28px; }
  .hero h1 { font-size:clamp(2rem,8vw,3rem); }
  .hero-h2 { font-size:1rem; margin-bottom:16px; }
  .hero-desc { font-size:0.95rem; margin-bottom:24px; }
  .hero-actions { gap:10px; }
  .hero-stats { gap:20px; flex-wrap:wrap; }
  .hero-trust-badges { gap:14px; flex-wrap:wrap; }
  
  /* Trust bar */
  .trust-bar { gap:16px; padding:8px 14px; overflow-x:auto; -webkit-overflow-scrolling:touch; flex-wrap:nowrap; }
  .trust-item { font-size:0.7rem; flex-shrink:0; }
  
  /* Stats bar */
  .stats-bar { grid-template-columns:repeat(2,1fr); }
  .stats-bar-item { padding:18px 12px; border-right:none; border-bottom:1px solid rgba(255,255,255,0.07); }
  .stat-big { font-size:1.7rem; }
  
  /* Sections */
  .section { padding:60px 0; }
  .section-title { font-size:clamp(1.5rem,5vw,2.2rem); }
  .cta-section { padding:60px 0; }
  
  /* Page hero */
  .page-hero { padding:96px 0 40px; }
  .page-hero h1 { font-size:clamp(1.7rem,6vw,2.6rem); }
  .page-hero-badge { font-size:0.65rem; letter-spacing:2px; padding:6px 14px; }
  
  /* Grids */
  .services-grid { grid-template-columns:repeat(2,1fr); gap:12px; }
  .process-grid { grid-template-columns:1fr; gap:16px; }
  .cases-grid { grid-template-columns:1fr; gap:20px; }
  .testi-grid { grid-template-columns:1fr; }
  .blog-grid { grid-template-columns:1fr; }
  .values-grid { grid-template-columns:1fr 1fr; gap:16px; }
  .trust-grid { grid-template-columns:1fr 1fr; gap:16px; }
  
  /* Cards */
  .case-card { padding:28px; }
  .service-detail { padding:28px; margin-bottom:20px; }
  .process-step { padding:24px 16px; }
  .card { padding:24px; }
  .form-card { padding:28px; }
  .value-card { padding:24px; }
  
  /* Footer */
  .footer-grid { grid-template-columns:1fr 1fr; gap:28px; }
  .footer-logo { height:44px; }
  
  /* Layout */
  .about-story { grid-template-columns:1fr; gap:36px; }
  .contact-grid { grid-template-columns:1fr; gap:36px; }
  .team-grid { grid-template-columns:1fr; gap:24px; }
  
  /* Article */
  .article-wrap { padding:100px 20px 60px; }
  
  /* Geo */
  .geo-cities { gap:6px; }
  .geo-city { padding:5px 10px; font-size:0.72rem; }
  
  /* Disclaimer */
  .disclaimer, .disclaimer-dark { padding:14px 16px; font-size:0.72rem; }
  
  /* Urgency */
  .urgency-bar { font-size:0.72rem; padding:6px 12px; }
}

@media (max-width:540px) {
  nav { min-height:80px; padding:10px 0; overflow:visible; }
  .nav-logo { height:66px; }
  nav.open .nav-links { top:100%; }
  
  .hero-main { padding:16px 16px 32px; }
  .hero h1 { font-size:2rem; line-height:1.15; }
  .hero-stats { gap:16px; }
  .hero-stat-num { font-size:1.4rem; }
  .hero-trust-badges { flex-direction:column; gap:8px; }
  .hero-actions { flex-direction:column; }
  .hero-actions .btn-primary, .hero-actions .btn-outline { width:100%; justify-content:center; }
  
  .stats-bar { grid-template-columns:1fr 1fr; }
  .stat-big { font-size:1.5rem; }
  
  .page-hero { padding:88px 0 32px; }
  .page-hero h1 { font-size:1.6rem; }
  .section { padding:48px 0; }
  .cta-section { padding:48px 0; }
  
  .footer-grid { grid-template-columns:1fr; gap:24px; }
  .footer-logo { height:44px; }
  
  .services-grid { grid-template-columns:repeat(2,1fr); gap:10px; }
  .service-card { padding:20px; }
  .service-icon { font-size:1.8rem; }
  
  .form-card { padding:20px; }
  .contact-info-card { padding:28px; }
  
  .case-stats-grid { grid-template-columns:repeat(3,1fr); gap:8px; padding:12px; }
  .case-stat-val { font-size:1rem; }
  
  .blog-card-body { padding:18px; }
  .article-wrap { padding:88px 16px 48px; }
  .article-body h2 { font-size:1.3rem; margin:32px 0 14px; }
  
  .social-row-lg { gap:8px; }
  .social-btn-lg { width:40px; height:40px; padding:8px; }
  
  .cta-box { padding:32px 20px; }
  .highlight-box { padding:18px 20px; }
}

@media (max-width:380px) {
  .nav-logo { height:56px; }
  .hero h1 { font-size:1.7rem; }
  .container { padding:0 14px; }
  .case-stats-grid { gap:4px; padding:10px; }
  .case-stat-val { font-size:0.9rem; }
}

/* ═══ FOOTER GEO CHIPS ═══ */
.footer-geo-grid {
  display:flex; flex-wrap:wrap; gap:8px; justify-content:center; margin-top:12px;
}
.footer-geo-chip {
  background:rgba(255,255,255,0.04); border:1px solid rgba(255,255,255,0.08);
  color:rgba(255,255,255,0.4); padding:4px 12px; border-radius:6px;
  font-size:0.72rem; font-weight:500;
}
/* ═══ ADVOCATE BADGE ═══ */
.advocate-badge {
  display:inline-flex; align-items:center; gap:6px;
  background:rgba(184,151,58,0.08); border:1px solid rgba(184,151,58,0.2);
  color:var(--gold); padding:6px 16px; border-radius:6px;
  font-size:0.78rem; font-weight:600; letter-spacing:0.5px;
}

/* ═══ ARTICLE HERO IMAGE ═══ */
.article-hero-img {
  width: 100%;
  border-radius: 16px;
  overflow: hidden;
  margin-bottom: 28px;
  box-shadow: 0 8px 32px rgba(26,39,68,0.10);
}
.article-hero-img svg {
  width: 100%;
  display: block;
  max-height: 240px;
}